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´╗┐How should I structure my HUD bid for best chance of wi

Roshe For Girls Black And Pink

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My wife and I are about to put a bid in on a HUD home. This will be a bid during the initial owner occupant 10 day period. We love the home and it's in a great area. HUD's as is and list price is $114K for the property which is way less than the house is actually worth. It's insured with $2000 in repair escrow. Just needs a few minor repairs. The basement will need some form of waterproofing (which they didn't catch on the FHA inspection). This would be an out of pocket expense after closing if we won the bid. We're approved for $120K FHA 203(b) loan. We've got about $7K 8K cash available to apply toward this purchase. How should we structure our bid to put us in the best position to win??? Our mortgage guy suggested we bid $100 over the list price and ask for 3% in seller concessions. We would then have around 4% total into the transaction but we would be getting a home with a lot of equity in it.

BiggerPockets

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1 put in an offer, you never know what could happen

Roshe For Girls Black And Pink

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Roshe For Girls Black And Pink

I bid 82,4XXk on a HUD auction, with 3% seller concessions, yielding an 80k net. I then didnt hear from them for 2 weeks. The two other offers were "owner occupy" all cash (yeah! my a$$ they were owner occupy!). One (possibly two) backed out for personal reasons. I ironically met one of them later, he was going to buy it for his daughter. The 2 other bids were around 101K.

The BPO listed price was Roshe For Girls Black And Pink 70k on this home. Don't fiddle fart around. Put in your best offer, especially if there is instant equity, and equity to be created in the basement.

2 put in your BEST offer, within the first few days of listing.

As an agent who works in an office that represents HUD homes and has submitted many, many HUD bids, I always instruct my clients to bid the highest amount they would be comfortable paying for the property. Bid what you can afford and what you think it worth. In our market (Mpls/St. Paul area), there is a ton of competition on HUD homes. If you have the extra cash, and this is the home you most like to own, go big. It also depends on whether you treating it as an investment that you occupy for a year or treating it as your residence. If it an investment, analyze the deal, do your due diligence and get the comps. If it going to be your home, and you sincerely regret it if you lost the bid, then bid big.

Roshe For Girls Black And Pink

As an agent who works in an office that represents HUD homes and has submitted many, many HUD bids, I always instruct my clients to bid the highest amount they would be comfortable paying for the property. Bid what you can afford and what you think it worth. In our market (Mpls/St. Paul area), there is a ton of competition on HUD homes. If Nike Roshe Run White Gold

you have the extra cash, and this is the home you most like to own, go big. It also depends on whether you treating it as an investment that you occupy for a year or treating it as your residence. If it an investment, analyze the deal, do your due diligence and get the comps. If it going to be your home, and you sincerely regret it if you lost the bid, then bid big.

And if you can afford it, leave out the seller concessions. HUD is only concerned with their final net in accepting a bid.

Roshe For Girls Black And Pink

Roshe For Girls Black And Pink

Roshe For Girls Black And Pink

Roshe For Girls Black And Pink

Good to see another local face on here. If this house is an instant equity opportunity, you can bet on multiple bidders. Another tip my agent told me, is he believes in getting your offers in FIRST. Be one of the first offers they look at in their stack of offers.

my agent warned of not going TOO high if you are using financing, they could reject based on the fact that your appraisal may not come in! This was obviously more of a concern last year, than right now in my opinion.

Roshe For Girls Black And Pink

Roshe For Girls Black And Pink

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